“BEHTARIN”

Features: Accrued interest on the deposit is paid to the Depositor immediately after the opening a deposit account, net of income tax.

Recommended to: Individuals who wish to receive interest on the deposit right after opening a deposit account.

If the depositor has an opportunity to put in funds on a fixed term and wants to receive an interest of the deposit in advance deposit "Behtarin" is the best choice.

The interest rate on the deposit depends on the currency of the deposit.

In the case of early withdrawal of the deposit by the Depositor, the Bank calculates the interest by the rate intended for the savings deposit "Classic", and after deducting the advance interest which was received by the Depositor when opening the deposit account, pays off to the Depositor.

All other procedures on deposit "Behtarin" are performed on the common basis.

The general conditions on the time deposit «Behtarin»

Currency	Somoni, US Dollars, Euro, Russ Rubles;
Term of use	1 year;
Minimum deposit amount	In Somoni – not less than 1000     US Dollars – not less than 300     Russ Roubles – not less than 5000     Euro – not less than 200
Interest rate on deposit	In Somoni – 14%     US Dollars – 12%     Russ Roubles – 9%     Euro – 6%
Amount of additional receipt of funds	·     Not provided
The duration of interest calculation	Monthly
Term and procedure of interests charges on the deposit	Cash given right after opening deposit account and replenishing funds.