Requirements to the borrower

1. Age– from 18 to 63 years old, by the peremptory day of repayment of credit for men;
2. Age– from 18 to 58 years old, by the peremptory day of repayment of credit for women;
6. Actual place of residence (registration) – in the Republic of Tajikistan.

Loan currency

Somoni, USD, Russian roubles, Euro

Loan size

From 100 to1000 USD their equivalent in another currency

Loan term  

From 1 to 12 months

Interest rate  

According to the interest policy of the Bank

Loan form

Cash or noncash (by the borrower’s choice)

Advanced payment

Allowed.

Fee for issuing loan  

According to the Tariffs on bank services to the clients of «Agroinvestbank»

Source of credit repayment

Income obtained from cultivated agricultural products and other additional incomes.

Credit security  

1. Homestead;
2. Livestock – all types of reared animals, and poultry that apply to agricultural production;
3. Harvest for the period of crediting;
4. Total amount of the family’s income;
5. Guarantee of physical persons;

Term and procedure of interests charges on the deposit

* Annuity (monthly, by equal allotment with the account of interest);
** Monthly payment of interests with paying off the main debt at the end of the loan term.

Term of application review  

During 4 bank days from the day of submitting complete package by the borrower.

Special conditions

1. Credit is executed by the servicing bank where deposit is kept.
2. Amount of the credit is identified by the loan officer of the bank at presenting preliminary income accounting and necessary for cultivating crops.