1.Age– from 18 to 63 years old, by the peremptory day of repayment of credit for men;
2. Age– from 18 to 58 years old, by the peremptory day of repayment of credit for men;
3. Not less than 6 months constant time record in organization, which is in the area of the servicing bank, with the account of the term of contract or job contract;
4. For private entrepreneurs it is necessary to submit documents certifying business activity;
5. Actual place of residence (registration) – in Tajikistan.

Loan currency

Somoni

Loan size

From 100 to 2 000 USD equivalent in national currency

Loan term

From 1 to 12 moths

Interest rate  

According to the interest policy of the bank

Loan form

Cash and noncash (cost of the tourist voucher according to the contract concluded with the OJSC “Agroinvestbank” will be transferred in the account of the Travel Agency)

Advanced payment

Allowed  

Fee for issuing loan

According to the Tariffs on the rendered bank services to the clients of the  OJSC  «Agroinvestbank»

Source of credit repayment

Regular source of income of the borrower and his/her guarantee, size of cash assets, enough for reimbursing loan and its interests including income from business activity.

Credit security  

Guarantee not less than one person, whose source of income when necessary is sufficient for execution of liability.

Procedure of loan repayment

Annuity (every month, in equal allotment with the account of interest) 

Initial payment 

Not less than 20 % from the cost of the voucher.

Special conditions  

1. The loan is executed by servicing bank by the place of residence of a borrower
2. In reviewing application on allocating cash assts issued to a borrower for a loan, not more than 50 %  of total amount of formal income (salary and other additional incomes) of the borrower.